Jana Small Finance Bank revised its fixed deposit and recurring deposit interest rates effective today.Small finance banks (SFBs), aimed at financial inclusion, offer financial products such as savings, recurring and fixed deposit (FD) accounts.

While their products are similar to those provided by mainstream commercial banks, the interest rates paid by the small finance banks are higher comapred to their larger peers.

Jana Small Finance Bank revised its fixed deposit and recurring deposit interest rates with effect from today.

The small finance bank pays a return of 8.5 per cent on fixed deposits up to Rs 1 crore over a maturity period or term of 181-365 days, according to a statement by Jana Small Finance Bank.Rival AU Small Finance Bank pays interest at the rate of 7 per cent on fixed deposits up to Rs 1 crore over a term of six months one day to 13 months.

Another peer, Capital Small Finance Bank, pays an interest rate of 7.15 per cent on fixed deposits of the same size over a term of 180 days to less than one year. On the same tenure, State Bank of India (SBI), the largest lender of the country, pays interest at the rate of 6.80 per cent over a term of one to less than two years.Here's a comparison of fixed deposit (FD) interest rates paid by Jana Small Finance Bank, Capital Small Finance Bank and AU Small Finance Bank on fixed deposits up to Rs 1 crore:Jana Small Finance BankThese are the FD interest rates paid by the bank on fixed deposits below Rs 1 crore, according to its website - janabank.com:(: Senior Citizens Get Up To 0.65% Higher Return On FD Investment Than General Public; Compare Rates Here)AU Small Finance BankThese are the FD interest rates paid by the bank on fixed deposits below Rs 1 crore, according to its website -  aubank.in:TENURE BUCKETSInterest rate for general publicInterest rate for senior citizen7 Days to 1 Month 15 Days5.50%6.00%1 Month 16 Days to 3 Months6.75%7.25%3 Months 1 Day to 6 Months6.90%7.40%6 Months 1 Day to 13 Months7.00%7.50%13 Months 1 Day to 18 Months8.25%8.75%18 Months 1 Day to 24 Months8.50%9.00%24 Months 1 Day to 36 Months7.75%8.25%36 Months 1 Day to 45 Months7.75%8.25%45 Months 1 Day to 60 Months8.00%8.50%60 Months 1 Day to 120 Months7.25%7.75%Capital Small Finance BankThese are the FD interest rates paid by the bank on fixed deposits below Rs 1 crore, according to its website -  capitalbank.co.in:SlabRate of interest for general public with effect from November 19, 2018Rate of interest for senior citizens with effect from November 19, 201815 Days to 30 Days5.25%5.75%31 Days to 45 Days5.75%6.25%46 Days to 89 Days6.50%7.00%90 Days to 179 Days6.85%7.35%180 Days to less than 1 Year7.15%7.65%1 Year to less than 5 Years7.65%8.15%5 Years and upto 10 Years7.50%8.00%Special Category400 Days7.85%8.35%900 Days7.75%8.25%Post offices pay between 6.9-7.8 per cent on fixed deposits.